Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$56,960	$56,960	$405,000
Remaining term (yrs)	12.6	12.6	30.0
Secondary amount	$0	$348,040	$0
Funding fee	$0	$0	$0
Note rate	4.870%	4.870%	7.400%
Blended rate	5.720%	7.464%	7.640%
1st payment	$500.49	$500.49	$2,804.14
2nd payment	$0.00	$2,247.76	$0.00
Taxes / mo	$223.08	$223.08	$223.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$67.03	$67.03	$81.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$940.60	$3,188.35	$3,258.22
Cash to close	$393,040	$45,000	$45,000