Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$259,621	$259,621	$328,500
Remaining term (yrs)	26.6	26.6	30.0
Secondary amount	$0	$68,879	$0
Funding fee	$0	$0	$0
Note rate	6.270%	6.270%	7.400%
Blended rate	6.820%	7.277%	7.640%
1st payment	$1,669.99	$1,669.99	$2,274.47
2nd payment	$0.00	$516.60	$0.00
Taxes / mo	$223.92	$223.92	$223.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$124.05	$124.05	$65.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,167.96	$2,684.55	$2,714.08
Cash to close	$105,379	$36,500	$36,500