Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$289,521$289,521$629,100
Remaining term (yrs)23.523.530.0
Secondary amount$0$339,579$0
Funding fee$0$0$0
Note rate3.290%3.290%7.400%
Blended rate4.140%6.089%7.640%
1st payment$1,472.08$1,472.08$4,355.76
2nd payment$0.00$2,193.11$0.00
Taxes / mo$644.33$644.33$644.33
Insurance / mo$166.67$166.67$166.67
MI / mo$238.39$238.39$125.82
HOA / mo$67.92$67.92$67.92
Total monthly$2,589.38$4,782.50$5,360.50
Cash to close$409,479$69,900$69,900