Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$41,026	$41,026	$341,910
Remaining term (yrs)	4.5	4.5	30.0
Secondary amount	$0	$300,884	$0
Funding fee	$0	$0	$0
Note rate	7.120%	7.120%	7.400%
Blended rate	7.970%	7.776%	7.640%
1st payment	$863.20	$863.20	$2,367.32
2nd payment	$0.00	$1,943.21	$0.00
Taxes / mo	$122.42	$122.42	$122.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$90.80	$90.80	$68.38
HOA / mo	$30.00	$30.00	$30.00
Total monthly	$1,256.42	$3,199.63	$2,738.11
Cash to close	$338,874	$37,990	$37,990