Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$42,875	$42,875	$323,910
Remaining term (yrs)	14.3	14.3	30.0
Secondary amount	$0	$281,035	$0
Funding fee	$0	$0	$0
Note rate	4.830%	4.830%	7.400%
Blended rate	5.680%	7.476%	7.640%
1st payment	$344.53	$344.53	$2,242.69
2nd payment	$0.00	$1,815.02	$0.00
Taxes / mo	$70.50	$70.50	$70.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$46.35	$46.35	$64.78
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$611.38	$2,426.40	$2,527.97
Cash to close	$317,025	$35,990	$35,990