Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$270,458	$270,458	$472,500
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$202,042	$0
Funding fee	$1,352	$1,352	$0
Note rate	2.800%	2.800%	7.400%
Blended rate	2.800%	4.917%	7.640%
1st payment	$1,269.29	$1,269.29	$3,271.49
2nd payment	$0.00	$1,304.85	$0.00
Taxes / mo	$428.92	$428.92	$428.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$94.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,864.87	$3,169.72	$3,961.58
Cash to close	$254,542	$52,500	$52,500