Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$127,624	$127,624	$233,910
Remaining term (yrs)	19.4	19.4	30.0
Secondary amount	$0	$106,286	$0
Funding fee	$0	$0	$0
Note rate	3.810%	3.810%	7.400%
Blended rate	4.660%	6.178%	7.640%
1st payment	$773.69	$773.69	$1,619.55
2nd payment	$0.00	$708.58	$0.00
Taxes / mo	$311.25	$311.25	$311.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$117.47	$117.47	$46.78
HOA / mo	$110.00	$110.00	$110.00
Total monthly	$1,462.41	$2,170.98	$2,237.58
Cash to close	$132,276	$25,990	$25,990