Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$580,010	$580,010	$607,499
Remaining term (yrs)	27.7	27.7	30.0
Secondary amount	$0	$27,490	$0
Funding fee	$2,900	$2,900	$0
Note rate	6.990%	6.990%	7.400%
Blended rate	6.990%	7.081%	7.640%
1st payment	$3,945.61	$3,945.61	$4,206.20
2nd payment	$0.00	$206.17	$0.00
Taxes / mo	$290.75	$290.75	$290.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$121.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,403.03	$4,609.20	$4,785.12
Cash to close	$94,989	$67,500	$67,500