Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$235,274	$235,274	$269,820
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$34,546	$0
Funding fee	$1,176	$1,176	$0
Note rate	3.000%	3.000%	7.400%
Blended rate	3.000%	3.768%	7.640%
1st payment	$1,125.83	$1,125.83	$1,868.18
2nd payment	$0.00	$259.10	$0.00
Taxes / mo	$628.92	$628.92	$628.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$53.96
HOA / mo	$7.08	$7.08	$7.08
Total monthly	$1,911.83	$2,170.92	$2,708.14
Cash to close	$64,526	$29,980	$29,980