Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$267,184	$267,184	$494,100
Remaining term (yrs)	22.1	22.1	30.0
Secondary amount	$0	$226,916	$0
Funding fee	$1,336	$1,336	$0
Note rate	4.900%	4.900%	7.400%
Blended rate	4.900%	6.209%	7.640%
1st payment	$1,645.25	$1,645.25	$3,421.05
2nd payment	$0.00	$1,465.50	$0.00
Taxes / mo	$45.50	$45.50	$45.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$98.82
HOA / mo	$161.00	$161.00	$161.00
Total monthly	$2,018.42	$3,483.92	$3,893.04
Cash to close	$281,816	$54,900	$54,900