Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$33,473	$33,473	$247,500
Remaining term (yrs)	14.4	14.4	30.0
Secondary amount	$0	$214,027	$0
Funding fee	$0	$0	$0
Note rate	4.710%	4.710%	7.400%
Blended rate	5.560%	7.454%	7.640%
1st payment	$265.85	$265.85	$1,713.64
2nd payment	$0.00	$1,382.26	$0.00
Taxes / mo	$337.83	$337.83	$337.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$36.27	$36.27	$49.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$789.95	$2,172.21	$2,250.97
Cash to close	$241,527	$27,500	$27,500