Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$301,290$301,290$436,500
Remaining term (yrs)24.424.430.0
Secondary amount$0$135,210$0
Funding fee$1,506$1,506$0
Note rate2.790%2.790%7.400%
Blended rate2.790%4.404%7.640%
1st payment$1,415.79$1,415.79$3,022.24
2nd payment$0.00$901.40$0.00
Taxes / mo$612.42$612.42$612.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$87.30
HOA / mo$155.33$155.33$155.33
Total monthly$2,350.20$3,251.60$4,043.95
Cash to close$183,710$48,500$48,500