Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$0	$0	$521,100
Remaining term (yrs)	20.7	20.7	30.0
Secondary amount	$0	$521,100	$0
Funding fee	$0	$0	$0
Note rate	3.000%	3.000%	7.400%
Blended rate	3.850%	7.750%	7.640%
1st payment	$0.00	$0.00	$3,607.99
2nd payment	$0.00	$3,365.44	$0.00
Taxes / mo	$482.50	$482.50	$482.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$104.22
HOA / mo	$615.00	$615.00	$615.00
Total monthly	$1,264.17	$4,629.60	$4,976.38
Cash to close	$579,000	$57,900	$57,900