Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,166,758$1,166,758$1,521,000
Remaining term (yrs)27.927.930.0
Secondary amount$0$354,242$0
Funding fee$5,834$5,834$0
Note rate5.500%5.500%7.400%
Blended rate5.500%6.024%7.640%
1st payment$6,813.47$6,813.47$10,531.10
2nd payment$0.00$2,287.81$0.00
Taxes / mo$1,553.42$1,553.42$1,553.42
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$304.20
HOA / mo$750.00$750.00$750.00
Total monthly$9,333.55$11,621.36$13,355.38
Cash to close$523,242$169,000$169,000