Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$422,896	$422,896	$429,750
Remaining term (yrs)	27.0	27.0	30.0
Secondary amount	$0	$30,729	$0
Funding fee	$0	$0	$0
Note rate	6.900%	6.900%	7.400%
Blended rate	7.450%	7.750%	7.640%
1st payment	$2,878.19	$2,878.19	$2,975.50
2nd payment	$0.00	$304.09	$0.00
Taxes / mo	$409.67	$409.67	$409.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$200.30	$200.30	$85.95
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,654.82	$3,958.91	$3,637.79
Cash to close	$54,604	$23,875	$47,750