Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$236,768	$236,768	$315,000
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$78,232	$0
Funding fee	$0	$0	$0
Note rate	4.160%	4.160%	7.400%
Blended rate	5.010%	6.001%	7.640%
1st payment	$1,252.02	$1,252.02	$2,181.00
2nd payment	$0.00	$586.74	$0.00
Taxes / mo	$382.50	$382.50	$382.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$182.22	$182.22	$63.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,966.74	$2,553.48	$2,776.50
Cash to close	$113,232	$35,000	$35,000