Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$137,932	$137,932	$229,500
Remaining term (yrs)	23.6	23.6	30.0
Secondary amount	$0	$91,568	$0
Funding fee	$0	$0	$0
Note rate	3.300%	3.300%	7.400%
Blended rate	4.150%	6.085%	7.640%
1st payment	$698.78	$698.78	$1,589.01
2nd payment	$0.00	$686.76	$0.00
Taxes / mo	$191.42	$191.42	$191.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$113.02	$113.02	$45.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,153.22	$1,839.98	$1,976.33
Cash to close	$117,068	$25,500	$25,500