Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$255,808$255,808$278,100
Remaining term (yrs)26.626.630.0
Secondary amount$0$37,742$0
Funding fee$0$0$0
Note rate6.390%6.390%7.400%
Blended rate6.940%7.575%7.640%
1st payment$1,664.87$1,664.87$1,925.51
2nd payment$0.00$373.49$0.00
Taxes / mo$365.92$365.92$365.92
Insurance / mo$150.00$150.00$150.00
MI / mo$122.12$122.12$55.62
HOA / mo$0.00$0.00$0.00
Total monthly$2,302.90$2,676.39$2,497.04
Cash to close$53,192$15,450$30,900