Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$559,866	$559,866	$832,500
Remaining term (yrs)	25.1	25.1	30.0
Secondary amount	$0	$272,634	$0
Funding fee	$2,799	$2,799	$0
Note rate	3.050%	3.050%	7.400%
Blended rate	3.050%	4.589%	7.640%
1st payment	$2,651.91	$2,651.91	$5,764.06
2nd payment	$0.00	$1,760.76	$0.00
Taxes / mo	$1,073.42	$1,073.42	$1,073.42
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$166.50
HOA / mo	$128.00	$128.00	$128.00
Total monthly	$4,069.99	$5,830.75	$7,348.65
Cash to close	$365,134	$92,500	$92,500