Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$256,289$256,289$413,910
Remaining term (yrs)23.923.930.0
Secondary amount$0$157,621$0
Funding fee$0$0$0
Note rate2.900%2.900%7.400%
Blended rate3.750%5.368%7.640%
1st payment$1,236.24$1,236.24$2,865.83
2nd payment$0.00$1,050.81$0.00
Taxes / mo$445.67$445.67$445.67
Insurance / mo$166.67$166.67$166.67
MI / mo$210.38$210.38$82.78
HOA / mo$92.67$92.67$92.67
Total monthly$2,151.63$3,202.44$3,653.61
Cash to close$203,611$45,990$45,990