Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$151,410$151,410$179,550
Remaining term (yrs)24.824.830.0
Secondary amount$0$28,140$0
Funding fee$0$0$0
Note rate2.980%2.980%7.400%
Blended rate3.830%4.640%7.640%
1st payment$718.04$718.04$1,243.17
2nd payment$0.00$211.05$0.00
Taxes / mo$168.25$168.25$168.25
Insurance / mo$150.00$150.00$150.00
MI / mo$120.95$120.95$35.91
HOA / mo$355.00$355.00$355.00
Total monthly$1,512.24$1,723.29$1,952.33
Cash to close$48,090$19,950$19,950