Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$60,734	$60,734	$279,450
Remaining term (yrs)	12.8	12.8	30.0
Secondary amount	$0	$218,716	$0
Funding fee	$0	$0	$0
Note rate	5.190%	5.190%	7.400%
Blended rate	6.040%	7.378%	7.640%
1st payment	$538.55	$538.55	$1,934.86
2nd payment	$0.00	$1,412.54	$0.00
Taxes / mo	$536.83	$536.83	$536.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$69.55	$69.55	$55.89
HOA / mo	$233.00	$233.00	$233.00
Total monthly	$1,527.94	$2,940.48	$2,910.58
Cash to close	$249,766	$31,050	$31,050