Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$159,398	$159,398	$242,910
Remaining term (yrs)	21.1	21.1	30.0
Secondary amount	$0	$83,512	$0
Funding fee	$797	$797	$0
Note rate	3.940%	3.940%	7.400%
Blended rate	3.940%	5.680%	7.640%
1st payment	$923.83	$923.83	$1,681.86
2nd payment	$0.00	$626.34	$0.00
Taxes / mo	$189.08	$189.08	$189.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$48.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,262.91	$1,889.26	$2,069.53
Cash to close	$110,502	$26,990	$26,990