Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$344,301$344,301$409,500
Remaining term (yrs)27.927.930.0
Secondary amount$0$65,199$0
Funding fee$0$0$0
Note rate4.500%4.500%7.400%
Blended rate5.050%5.679%7.640%
1st payment$1,804.07$1,804.07$2,835.30
2nd payment$0.00$488.99$0.00
Taxes / mo$931.42$931.42$931.42
Insurance / mo$166.67$166.67$166.67
MI / mo$163.19$163.19$81.90
HOA / mo$115.00$115.00$115.00
Total monthly$3,180.34$3,669.33$4,130.28
Cash to close$110,699$45,500$45,500