Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$139,539	$139,539	$287,910
Remaining term (yrs)	20.0	20.0	30.0
Secondary amount	$0	$148,371	$0
Funding fee	$0	$0	$0
Note rate	3.440%	3.440%	7.400%
Blended rate	4.290%	6.202%	7.640%
1st payment	$802.65	$802.65	$1,993.43
2nd payment	$0.00	$989.14	$0.00
Taxes / mo	$223.58	$223.58	$223.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$127.56	$127.56	$57.58
HOA / mo	$56.67	$56.67	$56.67
Total monthly	$1,360.47	$2,349.61	$2,481.27
Cash to close	$180,361	$31,990	$31,990