Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$408,661$408,661$517,500
Remaining term (yrs)22.422.430.0
Secondary amount$0$108,839$0
Funding fee$2,043$2,043$0
Note rate3.920%3.920%7.400%
Blended rate3.920%4.778%7.640%
1st payment$2,280.23$2,280.23$3,583.07
2nd payment$0.00$725.59$0.00
Taxes / mo$367.42$367.42$367.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$103.50
HOA / mo$25.00$25.00$25.00
Total monthly$2,839.31$3,564.90$4,245.65
Cash to close$166,339$57,500$57,500