Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$237,745	$237,745	$360,000
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$122,255	$0
Funding fee	$0	$0	$0
Note rate	3.210%	3.210%	7.400%
Blended rate	4.060%	5.398%	7.640%
1st payment	$1,190.48	$1,190.48	$2,492.57
2nd payment	$0.00	$815.03	$0.00
Taxes / mo	$367.42	$367.42	$367.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$194.74	$194.74	$72.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,902.63	$2,717.66	$3,081.98
Cash to close	$162,255	$40,000	$40,000