Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$157,051	$157,051	$251,910
Remaining term (yrs)	21.1	21.1	30.0
Secondary amount	$0	$94,859	$0
Funding fee	$785	$785	$0
Note rate	3.900%	3.900%	7.400%
Blended rate	3.900%	5.820%	7.640%
1st payment	$906.89	$906.89	$1,744.17
2nd payment	$0.00	$711.45	$0.00
Taxes / mo	$390.33	$390.33	$390.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$50.38
HOA / mo	$400.00	$400.00	$400.00
Total monthly	$1,847.22	$2,558.67	$2,734.89
Cash to close	$122,849	$27,990	$27,990