Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$187,140	$187,140	$292,410
Remaining term (yrs)	22.7	22.7	30.0
Secondary amount	$0	$105,270	$0
Funding fee	$936	$936	$0
Note rate	3.900%	3.900%	7.400%
Blended rate	3.900%	5.376%	7.640%
1st payment	$1,032.68	$1,032.68	$2,024.59
2nd payment	$0.00	$701.80	$0.00
Taxes / mo	$441.33	$441.33	$441.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$58.48
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,624.01	$2,325.82	$2,674.40
Cash to close	$137,760	$32,490	$32,490