Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$209,387	$209,387	$292,500
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$83,113	$0
Funding fee	$1,047	$1,047	$0
Note rate	2.810%	2.810%	7.400%
Blended rate	2.810%	4.569%	7.640%
1st payment	$993.14	$993.14	$2,025.21
2nd payment	$0.00	$623.34	$0.00
Taxes / mo	$171.92	$171.92	$171.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$58.50
HOA / mo	$13.17	$13.17	$13.17
Total monthly	$1,328.23	$1,951.57	$2,418.80
Cash to close	$115,613	$32,500	$32,500