Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$650,740$650,740$675,000
Remaining term (yrs)26.426.430.0
Secondary amount$0$61,760$0
Funding fee$3,254$3,254$0
Note rate6.120%6.120%7.400%
Blended rate6.120%6.619%7.640%
1st payment$4,139.97$4,139.97$4,673.56
2nd payment$0.00$611.17$0.00
Taxes / mo$625.00$625.00$625.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$135.00
HOA / mo$0.00$0.00$0.00
Total monthly$4,981.64$5,592.81$5,650.23
Cash to close$99,260$37,500$75,000