Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$299,301	$299,301	$337,500
Remaining term (yrs)	28.5	28.5	30.0
Secondary amount	$0	$38,199	$0
Funding fee	$1,497	$1,497	$0
Note rate	6.650%	6.650%	7.400%
Blended rate	6.650%	6.916%	7.640%
1st payment	$1,949.97	$1,949.97	$2,336.78
2nd payment	$0.00	$286.49	$0.00
Taxes / mo	$169.42	$169.42	$169.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$67.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,269.38	$2,555.88	$2,723.70
Cash to close	$75,699	$37,500	$37,500