Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$77,870	$77,870	$274,500
Remaining term (yrs)	17.5	17.5	30.0
Secondary amount	$0	$196,630	$0
Funding fee	$0	$0	$0
Note rate	3.330%	3.330%	7.400%
Blended rate	4.180%	6.916%	7.640%
1st payment	$486.39	$486.39	$1,900.58
2nd payment	$0.00	$1,310.87	$0.00
Taxes / mo	$92.83	$92.83	$92.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$68.26	$68.26	$54.90
HOA / mo	$241.00	$241.00	$241.00
Total monthly	$1,038.48	$2,349.34	$2,439.32
Cash to close	$227,130	$30,500	$30,500