Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$512,870	$512,870	$557,991
Remaining term (yrs)	28.2	28.2	30.0
Secondary amount	$0	$45,121	$0
Funding fee	$2,564	$2,564	$0
Note rate	6.840%	6.840%	7.400%
Blended rate	6.840%	7.015%	7.640%
1st payment	$3,418.28	$3,418.28	$3,863.42
2nd payment	$0.00	$338.41	$0.00
Taxes / mo	$488.83	$488.83	$488.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$111.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,073.78	$4,412.19	$4,630.52
Cash to close	$107,120	$61,999	$61,999