Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$68,142$68,142$378,000
Remaining term (yrs)7.07.030.0
Secondary amount$0$309,858$0
Funding fee$0$0$0
Note rate4.320%4.320%7.400%
Blended rate5.170%7.285%7.640%
1st payment$922.74$922.74$2,617.20
2nd payment$0.00$2,001.17$0.00
Taxes / mo$130.25$130.25$130.25
Insurance / mo$150.00$150.00$150.00
MI / mo$104.92$104.92$75.60
HOA / mo$0.00$0.00$0.00
Total monthly$1,307.90$3,309.07$2,973.05
Cash to close$351,858$42,000$42,000