Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$172,258$172,258$346,500
Remaining term (yrs)22.022.030.0
Secondary amount$0$174,242$0
Funding fee$0$0$0
Note rate4.650%4.650%7.400%
Blended rate5.500%6.757%7.640%
1st payment$1,038.83$1,038.83$2,399.10
2nd payment$0.00$1,161.62$0.00
Taxes / mo$473.08$473.08$473.08
Insurance / mo$150.00$150.00$150.00
MI / mo$142.70$142.70$69.30
HOA / mo$8.67$8.67$8.67
Total monthly$1,813.29$2,974.90$3,100.15
Cash to close$212,742$38,500$38,500