Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$161,589$161,589$243,000
Remaining term (yrs)24.424.430.0
Secondary amount$0$81,411$0
Funding fee$0$0$0
Note rate2.650%2.650%7.400%
Blended rate3.500%5.343%7.640%
1st payment$747.80$747.80$1,682.48
2nd payment$0.00$610.58$0.00
Taxes / mo$115.92$115.92$115.92
Insurance / mo$150.00$150.00$150.00
MI / mo$131.45$131.45$48.60
HOA / mo$170.00$170.00$170.00
Total monthly$1,315.17$1,925.75$2,167.00
Cash to close$108,411$27,000$27,000