Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$267,486	$267,486	$553,500
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$286,014	$0
Funding fee	$0	$0	$0
Note rate	3.180%	3.180%	7.400%
Blended rate	4.030%	5.952%	7.640%
1st payment	$1,302.20	$1,302.20	$3,832.32
2nd payment	$0.00	$1,847.17	$0.00
Taxes / mo	$533.92	$533.92	$533.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$213.83	$213.83	$110.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,216.61	$4,063.78	$4,643.61
Cash to close	$347,514	$61,500	$61,500