Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$637,663$637,663$742,500
Remaining term (yrs)26.426.430.0
Secondary amount$0$104,837$0
Funding fee$3,188$3,188$0
Note rate6.150%6.150%7.400%
Blended rate6.150%6.411%7.640%
1st payment$4,068.73$4,068.73$5,140.92
2nd payment$0.00$698.92$0.00
Taxes / mo$971.00$971.00$971.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$148.50
HOA / mo$693.00$693.00$693.00
Total monthly$5,949.40$6,648.31$7,170.09
Cash to close$187,337$82,500$82,500