Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$654,212	$654,212	$665,100
Remaining term (yrs)	29.1	29.1	30.0
Secondary amount	$0	$47,838	$0
Funding fee	$3,271	$3,271	$0
Note rate	6.220%	6.220%	7.400%
Blended rate	6.220%	6.605%	7.640%
1st payment	$4,050.86	$4,050.86	$4,605.02
2nd payment	$0.00	$473.39	$0.00
Taxes / mo	$67.33	$67.33	$67.33
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$133.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,334.86	$4,808.26	$5,022.04
Cash to close	$84,788	$36,950	$73,900