Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$20,866	$20,866	$359,100
Remaining term (yrs)	2.7	2.7	30.0
Secondary amount	$0	$338,234	$0
Funding fee	$104	$104	$0
Note rate	7.230%	7.230%	7.400%
Blended rate	7.230%	7.720%	7.640%
1st payment	$680.55	$680.55	$2,486.34
2nd payment	$0.00	$2,184.43	$0.00
Taxes / mo	$85.67	$85.67	$85.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$71.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$916.21	$3,100.64	$2,793.82
Cash to close	$378,134	$39,900	$39,900