Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$266,690	$266,690	$472,500
Remaining term (yrs)	21.7	21.7	30.0
Secondary amount	$0	$205,810	$0
Funding fee	$1,333	$1,333	$0
Note rate	4.610%	4.610%	7.400%
Blended rate	4.610%	5.978%	7.640%
1st payment	$1,616.48	$1,616.48	$3,271.49
2nd payment	$0.00	$1,329.19	$0.00
Taxes / mo	$219.75	$219.75	$219.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$94.50
HOA / mo	$236.67	$236.67	$236.67
Total monthly	$2,239.57	$3,568.76	$3,989.08
Cash to close	$258,310	$52,500	$52,500