Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$61,759	$61,759	$151,200
Remaining term (yrs)	21.5	21.5	30.0
Secondary amount	$0	$89,441	$0
Funding fee	$309	$309	$0
Note rate	4.440%	4.440%	7.400%
Blended rate	4.440%	7.137%	7.640%
1st payment	$370.24	$370.24	$1,046.88
2nd payment	$0.00	$670.81	$0.00
Taxes / mo	$20.33	$20.33	$20.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$30.24
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$540.57	$1,211.38	$1,247.45
Cash to close	$106,241	$16,800	$16,800