Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$190,240	$190,240	$315,000
Remaining term (yrs)	21.2	21.2	30.0
Secondary amount	$0	$124,760	$0
Funding fee	$951	$951	$0
Note rate	3.900%	3.900%	7.400%
Blended rate	3.900%	5.524%	7.640%
1st payment	$1,095.78	$1,095.78	$2,181.00
2nd payment	$0.00	$831.73	$0.00
Taxes / mo	$524.33	$524.33	$524.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$63.00
HOA / mo	$8.33	$8.33	$8.33
Total monthly	$1,778.45	$2,610.18	$2,926.66
Cash to close	$159,760	$35,000	$35,000