Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$5,002$5,002$193,500
Remaining term (yrs)24.924.930.0
Secondary amount$0$188,498$0
Funding fee$0$0$0
Note rate6.670%6.670%7.400%
Blended rate7.220%7.980%7.640%
1st payment$34.31$34.31$1,339.75
2nd payment$0.00$1,256.66$0.00
Taxes / mo$402.25$402.25$402.25
Insurance / mo$150.00$150.00$150.00
MI / mo$2.33$2.33$38.70
HOA / mo$0.00$0.00$0.00
Total monthly$588.88$1,845.54$1,930.70
Cash to close$209,998$21,500$21,500