Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$568,719	$568,719	$719,100
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$150,381	$0
Funding fee	$2,844	$2,844	$0
Note rate	2.960%	2.960%	7.400%
Blended rate	2.960%	4.014%	7.640%
1st payment	$2,703.45	$2,703.45	$4,978.90
2nd payment	$0.00	$1,002.54	$0.00
Taxes / mo	$594.58	$594.58	$594.58
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$143.82
HOA / mo	$36.00	$36.00	$36.00
Total monthly	$3,550.70	$4,553.23	$5,969.97
Cash to close	$230,281	$79,900	$79,900