Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$98,915	$98,915	$323,100
Remaining term (yrs)	17.6	17.6	30.0
Secondary amount	$0	$224,185	$0
Funding fee	$0	$0	$0
Note rate	4.120%	4.120%	7.400%
Blended rate	4.970%	6.899%	7.640%
1st payment	$655.47	$655.47	$2,237.08
2nd payment	$0.00	$1,447.86	$0.00
Taxes / mo	$168.08	$168.08	$168.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$95.86	$95.86	$64.62
HOA / mo	$136.00	$136.00	$136.00
Total monthly	$1,205.41	$2,653.27	$2,755.78
Cash to close	$260,085	$35,900	$35,900