Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$442,918$442,918$585,000
Remaining term (yrs)24.024.030.0
Secondary amount$0$142,082$0
Funding fee$2,215$2,215$0
Note rate2.940%2.940%7.400%
Blended rate2.940%4.169%7.640%
1st payment$2,135.39$2,135.39$4,050.42
2nd payment$0.00$947.22$0.00
Taxes / mo$629.75$629.75$629.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$117.00
HOA / mo$41.67$41.67$41.67
Total monthly$2,973.47$3,920.69$5,005.51
Cash to close$207,082$65,000$65,000