Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$267,433	$267,433	$278,999
Remaining term (yrs)	26.5	26.5	30.0
Secondary amount	$0	$27,066	$0
Funding fee	$0	$0	$0
Note rate	6.120%	6.120%	7.400%
Blended rate	6.670%	7.148%	7.640%
1st payment	$1,699.26	$1,699.26	$1,931.73
2nd payment	$0.00	$267.84	$0.00
Taxes / mo	$75.58	$75.58	$75.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$128.25	$128.25	$55.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,053.09	$2,320.93	$2,213.12
Cash to close	$42,566	$15,500	$31,000