Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$112,937$112,937$256,500
Remaining term (yrs)21.421.430.0
Secondary amount$0$143,563$0
Funding fee$565$565$0
Note rate3.990%3.990%7.400%
Blended rate3.990%6.234%7.640%
1st payment$652.70$652.70$1,775.95
2nd payment$0.00$957.09$0.00
Taxes / mo$237.50$237.50$237.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$51.30
HOA / mo$446.00$446.00$446.00
Total monthly$1,486.20$2,443.29$2,660.75
Cash to close$172,063$28,500$28,500